Money Saving Tips

money-saving

Welcome to the life of an occasional spend-all-the-money-in-the-world impulse shopper who sometimes uses a coupon but tries mightily to save money where she can.  Each week I will be sharing one (or more) of the ways I saved our family money or time.  Or both.  The purpose of this series is to highlight the fact that there are SO many different methods you can use to lower your overall budget that don’t involve mad-crazy coupon shopping.

For the last few years, we have picked up our boys’ Halloween costumes at Costco.  They come out in like August, have TONS of styles to choose from, are generally full costumes (accessories, suit, mask) and are a CRAZY good price.  One year I thought I could be crafty and make their costumes.  One year.  Sometimes it is better to just admit where your strengths DON’T lie and make it easy on yourself.

This year was no different.  We let the kids pick out their favorites, tucked them away in the closet and forgot about them.  We won’t let the kids touch them until close to Halloween because, they’re crazy. We’d like them to trick or treat with costumes that aren’t full of holes and still actually snap in the back.  This past weekend, we decided to pull them out and just double check that everything fit right and figure out what the kids would need to wear under their costumes if is cold.

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We have an amazing little samurai warrior and A TEENAGE MUTANT NINJA TURTLE WITHOUT A SHELL.  I swear I checked each costume up and down for all the parts before we bought, but the belt that comes with the costume is giant and I’m pretty sure I thought it was the shell.  So we have no shell.  A turtle without a shell.  Praise all that is holy that we didn’t wait until Halloween morning.

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money-saving

Welcome to the life of an occasional spend-all-the-money-in-the-world impulse shopper who sometimes uses a coupon but tries mightily to save money where she can.  Each week I will be sharing one (or more) of the ways I saved our family money or time.  Or both.  The purpose of this series is to highlight the fact that there are SO many different methods you can use to lower your overall budget that don’t involve mad-crazy coupon shopping.

Check your bank account on the regular

This may come and go in seasons for your family.

For example, when I first started staying at home with our kids, we lived strictly on one income and paid cash for EVERYTHING a la Dave Ramsey.  We saved up my husband’s pay checks one month ahead so we could pay all our bills for the following month AND pull cash without having to feel like we were living paycheck to paycheck.  This basically meant that I would check our bank account once or twice a month as everything came out at the beginning of the month, save a few straggly bills.  If you can swing this way of paying for your necessities, it is pretty much hands off and fairly anxiety-free.

We are in a little different stage of life right now (read: the kids’ tuition is TAKING OVER OUR LIFE), so we have to be a little more careful.

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Disclosure: This post may contain affiliate links. When you click on these links, you are supporting this blog. Thanks!

New mini-series: A Week in the Life

by Melody on February 17, 2013

When I first started this blog a little over three years ago, my main focus was on saving money through couponing at the grocery and drug store.  We had just started living solely on one income after having our first child and our grocery budget seemed to be the most logical place to start saving money.

Over the past few years, our family (and the blog) have grown and changed together.  We have made some serious changes to our eating habits and lifestyle, which has meant less focus on shopping with coupons.  While we do use coupons for some of our toiletries and paper products, the majority of our shopping is done in the produce section, at our local farmer’s markets when they are open and Costco.

With these changes came the realization that we had to figure out different ways to stretch our budget.  We started looking more seriously at our expenses and where we could cut back.  I’ve been sharing some of our (mostly) simple and basic ideas with you on a weekly basis, but I’d like to kick it up a notch.   Starting Monday February 18th, I am going to give you a daily breakdown of everything I do related to saving money, saving time and using both more efficiently and effectively.

This post series is for those of you who want to learn to save money, but can’t imagine yourself going shopping at midnight just to snag a few free rolls of toilet paper.  The vast majority of  us are just average, everyday folks who are trying to stretch our budget and help our families live a better life for less.

This won’t be some lengthy, drawn-out post about what I’m doing every minute of every day, but I just want you to get a general idea of what an average week for me looks like.

I know we are all in different stages of life, so here’s a quick bio on me just so you know where I’m at:

  • I’m a married, stay-at-home Mom to two boys, ages 2 and 4
  • My husband works full time Monday through Friday (gets home around 4:30 PM)
  • My husband and I both go to the gym 3-4 times per week, rarely at the same time
  • I work on the blog early mornings, during nap time and late into the evening so my “extra” time is pretty rare
  • I take care of our entire family budget and pay all the household bills
  • I clean, cook, carpool for preschool, shop, visit with friends, play, cook, clean, do laundry, manage a blog, manage our family calendar and cook some more.  Did I mention I have a blog?

After this week is up, I will give you a general recap on how much TIME I spent trying to save my family money.  I want you to get a glimpse of the non-glamorous, totally average life of a girl just trying to live within her means.

This will be the re-launch to my weekly series that will explore different ways to save your family money, including eating out and entertainment, travel, clothes shopping, buying gifts for everyone in your family and much more.

Leave a comment if there is anything you’d like more information on or if you have any ideas on how to save your family money outside of the grocery store.

Welcome to a week in the life.

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Disclosure: This post may contain affiliate links. When you click on these links, you are supporting this blog. Thanks!

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