On becoming debt free or “Why I earned every darn penny of my new washing machine”

by Melody on January 17, 2012

It’s so hard.
To say goodbye.

Wait.  No.  No, it’s not.

Let me back up and paint you a picture.

My kids are both down for their afternoon nap.  I’m getting ready to sit down and blog for an hour or so.  First, I’d like to start a load of laundry.  I like to call it multi-tasking, when I’m working and so is my washing machine.  Clothes and soap in, washer on, feeling productive.  Getting ready to sit down.  Thud.  Thud.

Back to the laundry room.  Push with all my might on the lid to restart.  Back to the couch.  Thud.  Back to the laundry room.  Restart.  Back to. Thud.  Thud.  Thud.  Thud.  I give up the vicious cycle, grab my computer and blog from the laundry room, restarting the washer every minute or so until the load is complete.  Repeat this scenario for about 6-7 months.

The washing machine we wanted to buy was inexpensive, around $380.  We’re going to sell it with our house in a few years so we didn’t want to invest a ton of money.

Why didn’t we just buy it?


Debt and I don’t get along very well.  I knew I could suck it up and deal with the darn washing machine for a few months, so we could use every extra penny to pay off our very last debt.

Welcome to December.  We wrote the final check to pay off our last debt and it was GOOD.  It was liberating and it was good.  Let’s buy a washing machine!  Except it’s not on sale.

So we waited.

We knew we were going to buy it at Lowe’s, so while we were waiting, I ordered discounted Lowe’s gift cards through Plastic Jungle.  First I shopped through Ebates for 1% cash back.  Martin Luther King Day weekend is apparently a good time to buy appliances.  Ordered online, went through Ebates again for an additional 2.5% cash back and was able to have it delivered free the next day.  I also found a 10% off promo code on Retailmenot, taking off an additional $30.

Retail price: $379
Sale price: $329
Our price after sale & discount, cash back and discounted gift cards: $270

There has almost never been a better $270 spent in this house.  Did you know that it is possible to complete a load in the washing machine in less than 48 hours?  Did you know that you can throw a load in before you leave to run errands and it will be done when you get back?  You did know this?  Now I do too.

Dear Dave Ramsey: I EARNED this washing machine.  And we EARNED the right to be debt free.

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{ 7 comments… read them below or add one }

Lora January 17, 2012 at 8:54 pm

WOW Melody!! You’re darn right! You did earn that washing machine!! I can’t believe you put up with that old one for months. I am seriously impressed. You are my new heroine! 🙂 GOOD FOR YOU. Glad to hear you are debt free again!! Amazing! We will be there in a matter of months. Yay!!


Trina January 17, 2012 at 9:06 pm

WOW indeed! You are seriously dedicated to the plan – way to go! I don’t think I could’ve done it. You absolutely earned that new washer!


Candra January 18, 2012 at 7:30 am

Way to go! Don’t you love Dave Ramsey????


Miss Jay January 18, 2012 at 5:19 pm

I’m so proud of you guys!!


Kerri January 18, 2012 at 8:10 pm

For two years now my washing machine has been stopping mid-cycle. Why? I have no idea. I bang on the lid (a la Fonzie) and it restarts but I have to remember to actually do it. It’s such a pain! But, like you, I refuse to buy a new one. We have a van payment we need to get rid of and with five kids there are always many more pressing things to spend our money on. So, I continue to bang on my washing machine daily! Glad I’m not the only one who holds out on things like these. (I did, however, finally replace my dishwasher. Banging on a washing machine lid I can handle. Dishes still dirty after a full cycle I cannot!) 🙂


Krista S. January 20, 2012 at 7:09 pm

I am so glad I am not the only one who has “one of those” appliances! Our appliance is the microwave. The stupid handle popped off and has been off for I don’t know how long actually! We purchased a new one when it first happened, but then literally within a week’s time the dishwasher, oven and washing machine went out. Needless to say the new microwave went back as it was way down on the priority list. The microwave still works, we now just use a butter knife to open the thing. Someday I will have a fully functioning microwave . . . someday . . . . 🙂


Nicole Daily February 5, 2013 at 4:45 pm

You should email this story to Dave Ramsey’s radio show!


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