Our Monthly Grocery Budget

Our monthly grocery budget is $300 for a family of four.  For a few years, I was able to keep our budget around $175, but after having our second child and trying to focus on a healthier lifestyle (less processed, more whole foods), I bumped it up to $300.  I do have to add that we get a significant amount of meat from my (very generous) parents who buy a portion of a cow and a pig and share with us.  If we had to buy meat, I would probably up our budget to around $350.


– All food items

– Paper goods (TP, paper towels)

– Toiletry items (toothpaste, deodorant, shampoo,etc)

– Diapers and wipes

– All cleaning supplies

– Stamps for rebates

– Newspaper subscription for coupons

I use a Google Docs spreadsheet created by The Coupon Project to track my shopping trips including, shelf cost, coupon amount, total savings and variance to my monthly budget.  This has been such a huge help to me!  The spreadsheet is so easy and keeps everything in one place for me.

Here’s a breakdown of what needs to be entered on the spreadsheet:

  • SHELF COST: I enter in the amount I would have paid at the store that day, without coupon or rebate.  I don’t factor in the full price as I would usually never pay full price for ANYTHING!
  • COUPONS: Manufacturer coupons and catalina coupons
  • DISCOUNTS: I include store coupons here, to keep them separate from manufacturer coupons.
  • REBATES: This is for any type of rebate I am submitting, mail-in or through Rite Aid’s Single Check Rebates program.

Everything else is calculated for you!  You may interpret each of the above entries a little different than I do, but the key is to keep it consistent.  If you don’t do the same thing every time you make an entry, your results won’t be accurate.

I love that it tracks my spending before and after rebates.  This will help keep me in line and not spend too much out of pocket each month.  Even if I am coming in under budget, if I spent all of our monthly cash on rebate items, it would go pretty quick.

Please remember, every family is different.  I am constantly re-evaluating our budget as our life changes and goes through its ebb and flow.  The point is that we save money and we do the best we can every month.

Disclosure: This post may contain affiliate links. When you click on these links, you are supporting this blog. Thanks!

Blog designed by Sharon at Good, True & Beautiful using Thesis

WordPress Admin