If you have been following along with my budgeting series or have just been following my blog for awhile, you know that we are huge fans of Dave Ramsey and his “Envelope System”. We pay cash for everything except our fixed expenses (mortgage, utilities, car insurance). I promise you, it would be significantly more fun to pay cash if it was coming out of something adorable and fabulous. Don’t get me wrong, my accordion folder from Staples is totally functional, but it’s not very pretty.
Kelleigh Ratzlaff Designs has created a cash envelope system specifically for this purpose. Each set has 10 tab-topped envelopes and she will create custom categories based on your selections. She has several different designs and is constantly adding more to her Etsy shop.

Kelleigh Ratzlaff Designs has generously offered one reader a cash envelope system of your choice! No better way to start your budgeting journey (or just make it prettier) than with one of Kelleigh’s envelope systems. Even if you don’t use the envelope system, you could use one of these for your coupons. I carry something similar (but way less cute) in my purse with all my store shopping trips planned out.
TO ENTER (REQUIRED):
Please check out Kelleigh Ratzlaff Designs Etsy site and tell us your favorite set of envelopes in her shop.
BONUS ENTRIES
- Follow This Beautiful Frugal Life on Facebook and post this giveaway on your wall. Come back and leave a separate comment on this post that you have done so.
- Follow Kelleigh Ratzlaff Designs on Facebook. Come back and leave a separate comment on this post that you have done so.
- Follow Kelleigh Ratzlaff Designs on Twitter and leave a separate comment saying you did so.
- Follow This Beautiful Frugal Life on Twitter and tweet: “Win a custom cash envelope system from @beautifulfrugal and @KelleighRatz http://www.beautifulfrugallife.com/?p=5757″ . Come back and leave a separate comment on this post. If you already follow, all you have to do is tweet about the giveaway and leave a separate comment on this post.
This will give you a total of five possible entries. Please make sure your email address is correct in your comment as this is the only method I have to contact you.
This giveaway will end on January 29, 2011 at 8pm PST. Once I choose a winner, you will have 24 hours to respond with your contact information.
Good luck!














{ 169 comments }
We just started the “cash envelope system” and this would be amazing! I have been using money envelopes from the bank, which don’t hold up too well! I like the set of “red dots” envelopes!
I follow the Beautiful Frugal Life on Facebook!
I follow Kelleigh Ratzlaff Designs on Facebook!
I would LOVE these! I like the “pinky dots” design!
I follow This beautiful Frugal Life on facebook and shared this post!
I follow Kelleigh Ratzlaff Designs on Facebook!
YAY! I hope I win!
I follow this beautiful life on facebook
I would love to start this system! And I love the pinky dots envelopes the best.
I like Kelleigh Ratzlaff Designs on facebook.
I follow Kelleigh Ratzlaff Designs on Twitter
I tweeted about the giveaway!
I like the red Ratzlaff designs
I like the nuetral brown flower. I have a friend who I’m trying to help learn to budget – something like this would be perfect for her!!
I tweeted about the giveaway!
I love the cash envelope idea. Love the pinky dots!
I like the LAMINATED Cash Envelope System in Neutral Graph.
I have followed beautiful frugal life on Facebook for a long time. Love it!
I follow you on Facebook.
I follow keilligh on facebook!
I would choose the ‘Sweet Treats’ Envelopes…but they’re all gorgeous!
I follow Kelleigh Ratzlaff Designs on FB (hence, how I heard about this giveaway!).
I love the red dots
I am following Kelleigh on Facebook
I just started following ‘This Beautiful Fugal Life’ on FB.
I follow beautiful frugal life on Facebook.
I follow Kelleigh on Facebook.
I follow Kelleigh on twitter.
I follow this beautiful life and tweeted it on twitter.
My favorite set on her etsy site right now is the dot set! Just a few days ago I was eyeing a black and white set…. its gone now.
I like the cupcakes one.
I follow this beautiful frugal life on FB
I love the cupcake design!
I just shared this link on my FB. I love these envelopes and know I’d use them
I like Kelleigh on facebook
I love the pink/green colors and design. I know Gary will like them too – lol
I liked This Beautiful Frugal Life on fb.
I follow Beautiful Frugal on twitter and tweeted.
I follow Kelleigh on twitter, too!
I like the red dots envelope
I love the red dots, and the whole idea in general is great! Love it!
I like kelleigh on fb!
Ok, my favorite cash envelopes currently listed is “red dots”.
However, i ve seen some Kelleigh has made called “vintage rose” these were my absolute favorite, if she still had this print:)
I am following The beautiful frugal life on facebook
I m following The beautiful frugal life on twitter
I m following Kelleigh Ratzlaff designs on facebook
I m following kelleigh ratzlaff designs on twitter
I like the “red dots” design – I think having ice cream or cupcakes on my grocery money would be too tempting all of the time!
LOVE the red dots!!! We desperately need a better budget system!
And I just posted this giveaway to my Facebook wall – which I almost never do – all because I want to encourage my friends to budget, and because I would love to win these envelopes to try the 100% cash method to give my own budget a kick in the pants!
Following KRD on Facebook!
Posted it to my Facebook page. It has a Franz pic lol but the link goes to this page!
Following KRD on twitter!
Posted to twitter! Already following Beautiful Frugal
I love the natural graph design envelopes on the etsy site! What a creative idea!
I am following Kelly on face book now!
I follow TBFL on FB and I like the red dots!
I follow KRD on FB
My favorite set of envelopes is the LAMINATED Cash Envelope System in Red Dots.
I liked Kelleigh Ratzlaff Designs on facebook.
I liked this beautiful frugal life on facebook.
The Red Dots are my favorite!
I follow Kelleigh Ratzlaff Designs on Facebook.
I follow Kelleigh Ratzlaff Designs on Twitter (@catie_russo)
I liked on Facebook and posted to my wall! Thanks.
I also follow Kelleigh Ratzlaff Designs on FB.
I think I like red dots the best. I make my own envelopes, but they aren’t laminated, so I have to remake them all the time. Would LOVE to win this.
My favorite is the pinky dots!
I follow Kelleigh Ratzlaff Designs on Facebook:0)
I follow This Beautiful Frugal Life on Facebook!
I like the red dots.
I absolutely love the RED DOT set!!
Liked This Beautiful Frugal Life & posted on wall
Already LOVE Kelleigh Ratzlaff designs
My favorite set in her etsy shop is “LAMINATED Cash Envelope System in Red Dots”
I like your facebook page and shared the giveaway on my wall (can be found at https://www.facebook.com/marybeth.bailey/posts/198137710284223)
I follow “Kelleigh Ratzlaff Designs” on facebook
I like the Red Dots one. My husband and I start the Dave Ramsey class on the 8th of February. Can’t wait!!!
I like the Dots in Blue!! Adorable!!
I like the tiny polka dots. super cute!
thanks for the opportunity to win!
I love the “Brights Dots” set!
I tweeted about the giveaway!
I would love the neutral graph. Thank you!
Love the cute tiny polka dot set!!
Oooh, I like the new black and white flower pattern (laminated)! Thanks for another giveaway!
I’m now following Kelleigh Ratzlaff Designs on fb.
I follow you on fb and posted about the giveaway.
I love the ‘Dots with blue’. Thanks
I’m now following Kelleigh Ratzlaff on twitter.
Following TBFL on FB.
Following KRD on FB
I really like the green and teal envelopes. They would be a big step up from the raggedy envelope I use for my daily coupons!
I like the green and teal set the best.
I follow this beautiful life on facebook
I posted this give-a-way on my fb page
I follow Kelleigh Ratzlaff Designs on fb
I follow beautiful frugal life on twitter
I follow Kelleigh Ratzlaff on twitter
Just tweeted on my twitter account…Win a custom cash envelope system from @beautifulfrugal and @KelleighRatz http://www.beautifulfrugallife.com/?p=5757″
we just got our Dave Ramsey “starter kit” on wednesday! How FUN would it be to win these super cute envelopes to start off our cash system….LOVE the red polka dots
i just liked This Beautiful Frugal Life on FB and shared the envelope giveaway on my page! Thanks for the opportunity!
I liked Kelleigh Ratzlaff Designs on FB! Super cute stuff!!
I love the cupcake design!
followed beautiful frugal life on facebook and posted the give away on my wall!
Followed Kelleigh Ratzlaff Designs on Facebook
followed Kelleigh Ratzlaff Designs on Twitter @punkrockpaper
Tweeted about the giveaway! Thanks for this opportunity
!
Love the block & grey set! So classy!
I “like” Kelleigh Ratzlaff on Facebook.
Following Kelleigh Ratzlaff on twitter.
Tweeted about contest!!
I shared on FB!
I want the Red Dots one! WAY cute!
I liked Kelleigh Ratzlaff Design on FB.
I am following Kelleigh Ratzlaff Designs on Facebook
I follow This beautiful Frugal Life on facebook and I have shared this post!
My husband and I are just starting to use the “cash envelope system” and this would be perfect! I really love the LAMINATED Cash Envelope System in Cupcake. Very cute!!!
I would love any color of these! So much prettier than my Dave Ramsey ones!
I checked out the etsy site. Love the pinky red dots cash envelopes and would love to win!
I love the Green and Teal evelopes!
I liked This Beautiful Furgal Life on Facebook!
I have used envelopes for years….but just plain white ones! Would LOVE the set of ‘pink’ ones, dots and checks
I like TBFL on Facebook
Just followed Kelleigh Ratzlaff on FB
I have fallen in love with the hot pink polka dots! They are beautiful and whimsical. Love them!
I like the tiny polkadots set!
I follow Kelleigh on facebook.
I think if I have to pick just one of Kelleigh’s sets, it would be the Sweet Treats one.
Thanks for this giveaway!
I already follow Kelleigh on Facebook. I ♥ her!
I am following Kelleigh on Twitter.
Followed Beautiful Frugal Life on Twitter and tweeted about the giveaway!
Following Kelleigh on FB.
Following you on FB.
Followed Beautiful Frugal life on fb
Following Kelleigh on FB
I really like her cupcake/ice cream design!
I follow you on Facebook!!!
My favorite envelope set on Etsy is Pinky Red dots!
I follow Kalleigh on Twitter!!!
Laminated dots with blue is my favorite!
I love the pinky red dots!!
I love the laminated set of the dots with blue! I hope I win! I have been wanting to buy one of her envelope sets for a year now!
I like you on FB and I shared the link.
http://www.facebook.com/BeautifulFrugalLife#!/permalink.php?story_fbid=287230611332324&id=100000286550985
I liked Kelleigh Ratzlaff on FB!
I now follow Kelleigh on Twitter (@couponrn)
I follow you and tweeted!
https://twitter.com/#!/CouponRN/status/163727395285766144
I love the bright dots and pinky dots envelopes. Thanks for the chance to win these!
Neutral Brown Flower design for me! Learning to do cash envelopes and the pretty designs make me smile!
I already follow Kelleigh on Facebook
Following you on Facebook now–thanks for the tips!
What a great idea – love the “tabs” – I like the blue dot set.
Totally just “liked’ her page and am following her, woot!! Hook up one entry!
Also I love the blue dot set!! Very cute!!
We are going back to envelope system on 1 Feb 12. Love the Red dots collection on the website:) this would make it even more fun to do the cash system!!
I follow Beautiful Frugal Life on Facebook
I liked Kelleigh Ratzlaff on Facebook.
Shared giveaway on Facebook and today is my bday so be great to win:)
I hadn’t seen the new designs! My favorite is Red Dots!! I’ve been saving my pennies in hopes of buying one of Kelleigh’s sets when I can! She has inspired me to coupon over the last year, and I love it when she posts pictures and tells us about all the deals she gets!
I like the blue and red polka dots!!!
Okay, now I’m embarrassed. I am Kelleigh’s friend on Facebook, and I hadn’t yet “liked” her Kelleigh Ratzlaff Designs page! Well, now I have. Thanks for making me do that!!
I like Kelleigh Ratzlaff on Facebook
I liked you on FB, and I posted the giveaway to my wall. I just had a chance to poke around on your blog a little bit, and I will definitely be back for more inspiration. Thanks!
I like the pinky blue dots!
I liked the Beautiful Frugal Life on Facebook!
And I also liked Kelleigh Ratzlaff Designs on Facebook!
I love tge cash envelope system and I love the ‘Neutral Brown flowers’ pattern!
I like Kelleigh Ratzlaff Designs on Facebook
I follow Kelleigh Ratzlaff Designs on twitter
I Love the bright dot envelopes. Thanks!
It’s a toss up between “red dots” and “neutral brown flowers”
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